Finding an affordable house here in the valley isn’t hard compared with other large cities around the country. You definitely get more value for your money.
For example, in New York, it’s almost impossible to find a home/apartment for under $500K. In the photo below …
The Consumer Financial Protection Bureau is not only changing the way to buy a home, but specifically in how to obtain a mortgage. credit.com says the Dodd-Frank Act (federal financial reform legislation), directed the CFPB to improve the procedures for using a home in light of the 2008 …
View MoreWhen you bought your home with a fixed-rate mortgage, you probably budgeted your monthly expenses, thinking your house payment will remain the same. But all of a sudden, your monthly mortgage payment goes up. Why? credit.com gives four possible reasons:
1. Your home’s value went up …
If you’re in the market to buy or refinance a home, you should be happy to know that mortgage rates are lower than they were a year ago.
mortgagerates.com is surprised by this since it has been almost a year since a campaign was ended by the Federal …
If you have good credit and a down payment, what are you waiting for? Interest rates remain low with the Federal Reserve deciding not to raise rates over the summer. That doesn’t mean rates won’t go up by the end of the year. For buyers, especially millennials …
View MoreToday, September 23rd, is the first day of fall. You may not want to think about it, but this means the holidays are right around the corner. So, it’s a good time to think about fixing up your house before hosting a party or having guests visit. …
View MoreOne of the greatest things about owning a home is being able to decorate, update the decor, and, of course, remodel. It can be as simple as adding a fresh coat of paint to a bigger project like remodeling or adding on a new room.
But when it …
Whether it’s getting a better interest rate when buying a home or a better rate on your homeowners insurance, a good credit score does matter.
I’m sure you’ve already heard that having a good credit score is a major factor when buying a house because it impacts the interest rate …
We’re coming up on one of the two best times of the year to buy a home. It may still seem like summer, but if you’re are thinking of putting your house on the market, if you list in December, chances are, you’ll have a lot of offers.
Actually …
Obviously, overpriced homes take longer to sell, and you might eventually have to lower the price below market value. About.com says in a high demand market, a well priced home could sell within 10 to 21 days.
The website says to determine the average number days on …