Since there not as many homes on the market, the winter months can be a great time to find a McCormick Ranch Home for Sale. But there are several pitfalls you’ll want to avoid when shopping for a home this time of year. 

 

Holiday Debt

If you’re in the process of buying a McCormick Ranch home for sale, you want to have as little debt as possible. Even though it’s easy to run up credit card debt buying presents or snatching up good deals for yourself, that can work against you. Even if you have great credit, adding holiday shopping debt will change your debt-to-income ratio and could cause you to get turned down for a loan. 

 

Closing date delays

While it’s generally not an issue here in the valley, the winter can pose delays to anything that needs fixing on a McCormick Ranch home for sale. In certain parts of the country, weather can delay the process. Chances are the only delay you’ll get here in the valley are contractors taking extended vacation over the holidays. If an item can’t be fixed right away, that could delay the closing date. 

 

Lowball offers

Even though it’s tempting to make a lowball offer on a McCormick Ranch home for sale due to it being a slower time of the year, don’t! Fewer people are competing since inventory is lower. Sellers are not as likely as you might think to back off the price. Besides, you also risk offending the seller if you come in too low. Work with your agent to find a reasonable price to offer.

 

Flexibility

During the hectic holiday season, flexibility is the key. If all of a sudden you get a call from your realtor that your dream home just went on the market, you might have to drop what you’re doing to go look at the McCormick Ranch home for sale and possibly make an offer. 

 

As long as you avoid or work around these pitfalls, the winter months can be a good time to buy your McCormick Ranch home for sale.